Loan Interest Rates
| Loans and Advances: | Percentage |
|---|---|
| Jewel Loan (1 year repayment term) | 12.00 % |
| Express Jewel Loan (6 months repayment term) | 12.50% |
| Vehicles Loans Non Commercial | 13.00 % |
| Vehicles Loans Commercial | 13.50 % |
| Vehicles Loans 2nd Hand | 14.50% |
| Housing Loan New Construction | 10.50 % |
| Housing Loan Old (Repair & Renovation) | 13.50 % |
Mortgage Loans/ Hypothecation of Machinery and Boats and Activities allied to Agriculture
| a) Upto Rs.5.00 lakhs | 14.00 % |
| b) Rs.5.00 lakhs above upto Rs.10.00 lakhs | 14.50 % |
| c) Rs.10.00 lakhs above | 14.00 % |
| Personal Loans | 16.50% |
| Cash Credit/ Overdraft | 14.00 % |
| LIC/ NSC | 15.00 % |
| Loan on term deposits | 2 % over and above the deposit rate |
| Loan on J N D – | 10.00% |
